Dr. Neetu Chhillar | Financial behaviour and wellbeing | Visionary Research Impact Award
Assisstant Professor at Lal Bahadur Shastri Institute of Mangement | India
Dr. Neetu Chhillar is a dedicated finance educator and researcher with extensive expertise in digital financial literacy, personal financial management behavior, and financial well-being. With a passion for academic excellence, she has contributed significantly to both teaching and research, bridging theory with practical application. Her professional journey spans higher education institutions and research projects that address emerging challenges in financial awareness and behavior. She is recognized for her impactful publications in Scopus, Web of Science, ABDC, and UGC CARE journals, along with presentations at international conferences. Dr. Chhillar exemplifies academic rigor, innovation, and a commitment to shaping future leaders.
Profile:
Education:
Dr. Chhillar earned her Ph.D. in Management from The NorthCap University, with a thesis focusing on the “Impact of Digital Financial Literacy on Personal Financial Management Behavior and Financial Well-being” in the National Capital Territory of India. Her academic foundation includes an M.Com from Delhi University with specialization in finance and industrial law, and a B.Com (Hons) in finance and income tax. She holds a B.Ed. to enhance her pedagogical proficiency. Her strong academic record, complemented by certifications like UGC-NET JRF and NISM-Series-V-A, demonstrates her commitment to lifelong learning and advancing financial education.
Experience:
Dr. Chhillar’s career reflects a blend of academic and research expertise. She serves as Teacher Research Assistant at Management Development Institute, Gurgaon, supporting faculty in high-impact research and teaching. Previously, she was a Visiting Faculty at Lal Bahadur Shastri Institute of Management, teaching advanced finance courses. As Senior and Junior Research Fellow at The NorthCap University, she mentored undergraduate and Ph.D. students while conducting notable research. Her earlier roles as PGT Economics and TGT Mathematics honed her teaching capabilities. Across positions, she has successfully integrated rigorous research with practical classroom engagement, making her a versatile educator and scholar.
Research Interest:
Her research interests center on digital financial literacy, sustainable well-being, personal financial management behavior, and the adoption of financial technologies. She explores how financial awareness influences individual decision-making and economic resilience, particularly in the digital era. Dr. Chhillar is also engaged in developing measurement scales for digital financial literacy and studying its socio-economic impacts. Her interdisciplinary approach connects finance, behavioral economics, and education, ensuring that her work addresses both academic and societal needs. By investigating emerging financial tools and behaviors, she contributes to the global discourse on financial inclusion and responsible money management.
Awards and Honors:
Dr. Chhillar’s academic accomplishments are reinforced by prestigious recognitions. She has twice qualified for the UGC-NET (Commerce) Junior Research Fellowship, an achievement marking her scholarly excellence. She earned certification in Case Method Teaching from Ivey Business School, reflecting her pedagogical innovation. Additionally, her NISM-Series-V-A certification strengthens her professional finance expertise. Her papers have been accepted in top-tier indexed journals, and she has presented research at international conferences such as STRIDE and GLRC. These accolades underscore her standing as a respected voice in finance research and education, committed to continuous professional growth.
Publications:
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Title: Personal Financial Management Behavior Using Digital Platforms and Its Domains
Citation: 20
Year of Publication: 2022 -
Title: Measuring Digital Financial Literacy: Scale Development and Validation
Citation: 7
Year of Publication: 2024 -
Title: Financial Literacy and Its Determinants: A Systematic Review
Citation: 5
Year of Publication: 2023 -
Title: Basic Financial Literacy: A Comparative Study at Delhi NCR
Citation: 3
Year of Publication: 2020 -
Title: Measuring Digital Financial Literacy: A Comparative Analysis
Citation: 2
Year of Publication: 2024 -
Title: Basic Financial Literacy Level of Salaried People in Delhi NCR: A Comparative Study
Citation: 2
Year of Publication: 2020 -
Title: Financial Awareness among Women in Delhi NCR: A Comparative Study
Citation: 1
Year of Publication: 2021
Conclusion:
Dr. Neetu Chhillar represents the ideal blend of educator, researcher, and mentor. Her deep expertise in finance, strong academic background, and impactful research contributions place her at the forefront of financial literacy discourse. With a track record of publications in reputable journals, engagement in international academic forums, and dedication to student mentorship, she exemplifies the qualities of a scholar who advances both knowledge and practice. Her work not only enhances academic understanding but also promotes financial empowerment, aligning with the global mission to foster informed and capable individuals in the modern financial landscape.